Privacy Policy

 

At Apel Associates, Inc./Wrensch Apel Associates, LLC, we place the highest importance on respecting and protecting the privacy of our clients. Our most important asset is our relationship with you.

Certified Public Accountants (CPAs) like all providers of personal financial services, are now required by law to inform their clients of their policies regarding the privacy of client information. CPAs have been and continue to be bound by professional standards of confidentiality that are ever more stringent than those required by law.

Therefore, we would like to share with you the following principles that govern our information practices and other privacy aspects of our website:

We Protect Your Information

We retain records relating to professional services that we provide so that we are better able to assist you with your professional needs and, in some cases, to comply with professional guidelines. In order to guard your non-public personal information, we maintain physical, electronic and procedural safeguards that comply with our professional standards.

Collection of Your Non-Public Personal Information

We collect non-public personal information about you that is provided to us by you or obtained by us with your authorization. Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Apel Associates, Inc./Wrensch Apel Associates, LLC, public message boards, this information may be collected and used by others. Apel Associates, Inc./Wrensch Apel Associates, LLC, encourages you to review the privacy statements of websites you choose to link to from Apel Associates, Inc./Wrensch Apel Associates, LLC, so that you can understand how those websites collect, use and share your information. Apel Associates, Inc./Wrensch Apel Associates, LLC is not responsible for the privacy statements or other content on websites outside of the Apel Associates, Inc./Wrensch Apel Associates, LLC website.

We do not sell or rent your personal information to anyone.

We do not share your personal information with anyone outside of Apel Associates, Inc./Wrensch Apel Associates, LLC for promotional and/or marketing use without your express written consent.

Relationships with Third Parties

For current and former clients, we do not disclose any non-public personal information obtained in the course of our practice except as required or permitted by law. Permitted disclosures include, for instance, providing information to employees and, in limited situations, to unrelated third parties (ex: attorneys, investment representatives and others as necessary) whom we have limited relationships with in order to assist us in serving you. These service providers are contractually required to maintain the confidentiality of the information we provide them.

Use of Personal Information

Apel Associates, Inc./Wrensch Apel Associates, LLC collects and uses your personal information to operate the Apel Associates, Inc./Wrensch Apel Associates, LLC website and deliver the services you have requested. We also use your personally identifiable information to inform you of other products or services available from Apel Associates, Inc. and its affiliates. Apel Associates, Inc./Wrensch Apel Associates, LLC may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Apel Associates, Inc./Wrensch Apel Associates, LLC websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Apel Associates, Inc./Wrensch Apel Associates, LLC, or the website; (b) protect and defend the rights or property of Apel Associates, Inc./Wrensch Apel Associates, LLC ; and, (c) act under exigent circumstances to protect the personal safety of users of Apel Associates, Inc./Wrensch Apel Associates, LLC, or the public.

Updates To This Statement

Apel Associates, Inc./Wrensch Apel Associates, LLC may occasionally make material changes to our privacy policies or practices regarding personal information to reflect law changes, client concerns or feedback.

Contact Information

Please call if you have any privacy-related questions that are not addressed here.

Your privacy, our professional ethics and the ability to provide you with quality financial services are of the utmost importance to us.

Kari A. Apel, CPA Apel Associates, Inc.